How long does the DP-1 form provide coverage for property removed from the described location?

The DP-1 form, also known as the Dwelling Property Form, provides coverage for property that is removed from the described location due to a covered peril for a duration of 5 days. This coverage is designed to protect insured property while it is temporarily relocated to prevent further loss or damage from a specific incident, such as a fire or other peril outlined in the policy.

The 5-day timeline is a key aspect of how the policy operates, reflecting a balance between providing necessary temporary coverage and the need for the insured to secure the property properly. Coverage beyond this specified duration isn’t typically included, which is an important consideration for policyholders who may need to evaluate their risk management strategies and ensure continuous protection for items that might be moved frequently or stored off-site.