How much of the Coverage C limit can an insured use for property located anywhere in the world?

The correct answer is based on the specifics of Coverage C within a personal homeowners insurance policy, which typically includes personal property coverage. Under most standard homeowners policies, the insured is allowed to use 10% of the Coverage C limit for personal property that is located outside the insured premises. This provision is especially important for individuals who travel frequently or have property that might be temporarily located away from their home, as it extends a measure of protection for personal items in various locations around the globe.

This 10% worldwide coverage limit ensures that although the primary protection is focused on the insured's home, there is still some coverage for personal items no matter where they may be. It reflects a balance between providing adequate insurance protection and managing the insurer's risk exposure.

Understanding this aspect of Coverage C is essential for homeowners to effectively manage their insurance needs, ensuring they have sufficient protection for their belongings, regardless of their location.