What must be provided to the insurer when filing a proof of loss?

When filing a proof of loss, it is crucial to provide an inventory of damaged personal property. This detailed list serves as essential documentation for the insurer to assess the extent of the loss and determine the compensation that may be owed under the policy. The inventory typically includes descriptions of each item, the quantity, and the estimated value of each piece of property that has been damaged or lost.

Providing an accurate and thorough inventory helps facilitate the claims process, ensuring that the insurer has all the necessary information to evaluate the claim. This importance is rooted in the insurance policies' requirement for policyholders to substantiate their claims with clear evidence of what has been lost or damaged.

While other options may seem relevant, they do not directly satisfy the insurer's need for a detailed account of the specific losses incurred, which is why the inventory is the correct and necessary requirement when filing a proof of loss.