Which dwelling forms provide coverage for breakage of glass or safety glazing material?

The correct choice indicates that the DP-2 and DP-3 dwelling forms provide coverage for breakage of glass or safety glazing material. In the context of homeowners insurance provided by the DP forms (Dwelling Property), the coverage details differ among them.

The DP-1 form, also referred to as the Basic Form, typically covers only named perils such as fire, lightning, and explosion. It does not extend to incidental damages like glass breakage. On the other hand, the DP-2 and DP-3 forms are more comprehensive. They include the Broad Form and Special Form, respectively, which provide a wider range of coverage. Specifically, the DP-2 includes additional perils beyond those in DP-1, and crucially, it covers breakage of glass or safety glazing material. The DP-3 form, which is named for its open peril coverage, also includes this provision.

This distinction highlights why the DP-1 does not provide coverage for glass breakage, while the broader protections of the DP-2 and DP-3 do. In summary, the correct answer reflects the nature of the coverage provided by these dwelling forms regarding glass or safety glazing material.