Which form does not include tree coverage?

The DP1 form is a dwelling policy that provides the most basic level of coverage for property. It primarily covers the dwelling against specific perils listed in the policy, such as fire, lightning, and vandalism, but it does not include coverage for trees, shrubs, or other landscaping.

This lack of coverage for trees is significant because those assets are commonly included in coverage policies like the DP2 and DP3 forms, which offer broader coverage options. The DP2 form is known for providing named peril coverage, while the DP3 form offers open peril coverage, both typically covering trees and landscaping under certain circumstances. The HO3, a homeowners policy, also generally includes coverage for trees as part of its broader coverage for personal property.

Thus, the DP1 stands out as the form that explicitly does not provide tree coverage, making it the correct answer in this context.