Which of the following is included under Coverage B?

Study for the Nevada Personal Lines Insurance Exam. Prepare with flashcards and multiple choice questions, each with hints and explanations. Get ready for success!

Coverage B under a typical homeowners insurance policy provides protection for other structures on the insured property that are not attached to the dwelling. This includes structures like detached garages, tool sheds, fences, and similar buildings. These structures are covered against risks such as fire, vandalism, and other perils, just as the main dwelling is.

The other options do not fall under Coverage B. Personal property belonging to the insured falls under Coverage C, which focuses on personal belongings such as furniture, clothing, and appliances. Loss of rental income due to property damage is addressed under a separate form of insurance or additional coverage that may be included in specific endorsements but is not part of Coverage B. Expenses incurred during temporary relocation after a loss typically involve additional living expenses or coverage found in other sections of the homeowners policy, not Coverage B. Thus, the reference to detached garages and tool sheds directly aligns with the protective scope of Coverage B.

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